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How to get the most out of Popular Direct CD rates (some of the highest on the market)

You’ll have a hard time finding a higher APY than Popular Direct’s current CD rates. You won’t find many other account options—it does offer an excellent high-yield savings account—but if you’re simply looking for a low-volatility investment option for your money, Popular Direct’s CDs are hard to outclass. Rates are current as of July 16, 2025 and are subject to change.Here’s a quick look at some of Popular Direct’s competition—all of which come with more convenient minimum opening deposit requirements. ... Learn more: Check out our full roundups of Discover CD rates and Northern Bank Direct CD rates.Popular Direct’s CD rates are some of the best in the business, but it’s possible to find rates incrementally higher for some terms.Popular Direct’s APYs are almost bewilderingly generous. But its one foible is a very high minimum opening deposit.

Home — TreasuryDirect

This includes a fixed rate of 1.10% For I bonds issued May 1, 2025 to October 31, 2025. More About Savings Bonds · 30-Year Bonds · 10-Year Notes · See All Auction Results More About Treasury Marketable Securities · Heavy volume is slowing our response time to cases sent by mail.

Interest Rates for Direct Loans First Disbursed Between July 1, 2025 and June 30, 2026 | Knowledge Center

Direct Subsidized Loans, Direct Unsubsidized Loans, and Direct PLUS Loans first disbursed on or after July 1, 2013 have fixed interest rates that are determined in accordance with formulas specified in sections 455(b)(8)(A) through (C) of the Higher Education Act of 1965, as amended (HEA). The interest rate is determined annually for all loans first disbursed during any 12-month period beginning on July 1 and ending on June 30, and is equal to the high yield of the 10-year Treasury notes auctioned at the final auction held before June 1 of that 12-month period, plus a statutory add-on percentage that varies depending on the loan type and, for Direct Unsubsidized Loans, whether the loan was made to an undergraduate or graduate student.The maximum interest rates are 8.25% for Direct Subsidized Loans and Direct Unsubsidized Loans made to undergraduate students, 9.50% for Direct Unsubsidized Loans made to graduate and professional students, and 10.50% for Direct PLUS Loans made to parents of dependent undergraduate students or to graduate or professional students.On May 6, 2025, the Treasury Department held a 10-year Treasury note auction that resulted in a high yield of 4.342%. The chart below shows the interest rates for Direct Subsidized Loans, Direct Unsubsidized Loans, and Direct PLUS Loans first disbursed on or after July 1, 2025 and before July 1, 2026.Interest Rates for Direct Subsidized Loans, Direct Unsubsidized Loans, and Direct PLUS Loans First disbursed on or after July 1, 2025 and before July 1, 2026

Interest Rate Statistics | U.S. Department of the Treasury

NOTICE: See Developer Notice on changes to the XML data feeds. Daily Treasury PAR Yield Curve Rates This par yield curve, which relates the par yield on a security to its time to maturity, is based on the closing market bid prices on the most recently auctioned Treasury securities in the ... NOTICE: See Developer Notice on changes to the XML data feeds. Daily Treasury PAR Yield Curve Rates This par yield curve, which relates the par yield on a security to its time to maturity, is based on the closing market bid prices on the most recently auctioned Treasury securities in the over-the-counter market.These rates are indicative closing market bid quotations on the most recently auctioned Treasury Bills in the over-the-counter market as obtained by the Federal Reserve Bank of New York at approximately 3:30 PM each business day.To estimate a 30-year rate during that time frame, this series includes the Treasury 20-year Constant Maturity rate and an "adjustment factor," which may be added to the 20-year rate to estimate a 30-year rate during the period of time in which Treasury did not issue the 30-year bonds.Beginning on January 2, 2004, Treasury began publishing a Long-Term Real Rate Average. This series is intended for use as a proxy for long-term real rates.

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Every Door Direct Mail (EDDM) Postage Rates in 2025

The postage rates for Every Door Direct Mail, also known as EDDM, range from $0.242 - $0.291 per piece for EDDM BMEU, $0.132 - $0.181 per piece for EDDM No other factors such as weight or size of the mailpiece affects the postage rate. EDDM has weight and size requirements however, but as long as the mailpieces fit within those requirements, the postage rate is the same. Every Door Direct Mail has three different postage rates as seen in the columns in the table above.The range in postage rates for EDDM BMEU depends on where in the mail system an Every Door Direct Mail campaign is entered relative to the final destination. The closer the mail is entered to the final destination, the lower the postage rate is.EDDM BMEU and Nonprofit postage rates can receive entry discounts. Entry discounts are discounted postage rates that Every Door Direct Mail, as well as other types of bulk mail, receive if the mail is entered into the USPS mailstream more closely to the final destination.Note: You can opt to exclude businesses from you Every Door Direct Mail campaign however, for this example we are going to include them. If we were to enter the EDDM campaign into the BMEU at the Denver, CO DNDC, you wouldn’t receive any entry discount from the USPS and would pay the highest postage rate of $0.291 per piece.

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Direct Energy - Shop TX Electricity Rates & Save - 1-844-879-7711

Direct Energy offers excellent energy rates, Twelve Hour Power, Free Power Weekends, and online usage tools to manage energy. Shop now! Rates updated 09/03/2025. All prices shown at 1000 kWh. Direct Energy plans include electricity options based on your usage level.Live Brighter! is a fixed rate plan with straight-forward pricing · Live Brighter Lite is their family of plans for consumers that use 1000 kWh or less each month. There’s a monthly charge of $9.95 if you use more than that amount. Trying to compare these three plans? Read our Direct Energy plans review to find out which one is for you.Direct Energy is a Houston electricity company offering service throughout the deregulated markets of Texas. Their main office location is 910 Louisiana Street in Houston, with additional offices at 12 Greenway Plaza in Houston. ... Shannon Bedrich, co-founded ElectricityPlans in 2016 after shopping for electricity rates using a confusing state-sponsored website.Here are Direct Energy rates that you can compare when you are shopping for electricity for your home. These rates are for Centerpoint (Houston) area.

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Current Mortgage Rates | Compare todays best deals | Deal Direct

See current mortgage rates from leading UK lenders. Compare fixed, variable, and tracker mortgage rates. Updated daily with the latest deals. Rates vary daily and depend on loan-to-value (LTV), credit profile, income structure, and property type. ... Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it. A leading UK Mortgage broker since 2005 – Trusted by over 10,000 people every year · With DirectQuote, our industry leading mortgage rate comparison tool makes it easy for you to tailor and compare the latest mortgage deals available to you.Mortgage rates are influenced by several factors – including the Bank of England base rate, inflation, lender competition, and your personal circumstances.If you’re unsure which mortgage rate option is right for you – call today to speak with one of our mortgage experts or talk with us via our live mortgage advisor help chat.See what your personalised mortgage rate could be from the latest deals available.

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Direct Energy Rates, Plans, and Coverage – Utilities For My Home

Compare Direct Energy plans including fixed, variable, prepaid, and green options. See coverage areas, fees, and tips for choosing the right electricity or gas plan. Direct Energy offers a range of plans designed to suit different preferences and lifestyles: Fixed-rate plans lock in your energy rate for a specified term, typically ranging from 6 to 36 months. This stability protects you from market fluctuations, making budgeting more predictable.Your rate can change monthly based on market conditions, which means you could save when prices are low but pay more when demand spikes. These plans are ideal for those who prefer short-term arrangements or anticipate moving soon. For environmentally conscious consumers, Direct Energy offers 100% renewable energy plans.Direct Energy also offers bundled plans that combine electricity and natural gas services into a single package. This consolidation can simplify billing and may offer cost savings compared to purchasing services separately. *plans and pricing varies by location. Check your zip code to find the plans available in your area. Cancellation fees, also known as early termination fees (ETFs), vary depending on your plan and location: Fixed-Rate Plans: Typically, canceling a fixed-rate plan before the contract ends incurs an ETF.Variable-Rate Plans: These plans usually don’t have cancellation fees, offering greater flexibility if you decide to switch providers or plans. Moving: If you’re relocating outside of Direct Energy’s service area, you may be exempt from cancellation fees.

Compare Memphis, TX electricity rates and plans (August 2025)

Memphis electricity rates vary, but the average residential rate is around 12.99 cents per kWh, with a monthly bill averaging $101.72. In the city of Memphis, you can find electricity rates that range from 8.00 cents to 44.86 cents per kWh. The best electricity plans in Memphis for you depend on how much power you use and when you use it. Comparing companies is the best way to find better rates.According to our data, the average electricity rate in Memphis is 12.99 cents per kWh. This equates to an average residential bill of $101.72 per month. Our data also shows the average resident in Memphis uses 783 kWh per month.Since the average price is 12.99 cents per kWh or $101.72 per month for residential electricity, prices lower than these can be considered affordable. Electricity rates in Memphis, Texas depend on your home size and usage, so the kWh rate is more useful when comparing your rate to the average.Commercial rates are typically cheaper than residential rates in Memphis, Texas because businesses consume a lot of energy. This means they get a volume discount on electricity. Think about how much power a corner store might use to run HVAC, refrigeration, security systems, lighting, and computers.

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RATES ONLINE - Easy Pay Direct

Straightforward, Industry Low Rates! Accept Online Payments, Setup Recurring Billing, Send Email Invoices, Accept Credit Cards from Anywhere and more! This true rate, is known as the effective rate, and is often hidden to business owners. We were able to save them over $75,000 in processing fees. Part of how we do this is by Underwriting your business and doing a deep dive to see where we can save for you. We will also analyze your declines and help you approve more transactions, which will add more revenue to your business. For a quick breakdown of the Easy Pay Direct standard rates, see below.It’s important to remember that getting the fastest, safe way to process payments trumps the best rate 100% of the time. And with Easy Pay Direct… You can have both.The image to the right (or below on mobile) is a rate comparison with a client who came to us from Stripe.

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Federal Register :: Annual Notice of Interest Rates for Fixed-Rate Federal Student Loans Made Under the William D. Ford Federal Direct Loan Program

The Chief Operating Officer for Federal Student Aid announces the interest rates for Federal Direct Stafford/Ford Loans (Direct Subsidized Loans), Federal Direct Unsubsidized Stafford/Ford Loans (Direct Unsubsidized Loans), and Federal Direct PLUS Loans (Direct PLUS Loans) made under the William... the number of the CFR title and the number of each part the document amends, proposes to amend, or is directly related to · the agency docket number / agency internal file number · the RIN which identifies each regulatory action listed in the Unified Agenda of Federal Regulatory and Deregulatory Actions · See the Document Drafting Handbook for more details. Federal Student Aid, Department of Education. ... The Chief Operating Officer for Federal Student Aid announces the interest rates for Federal Direct Stafford/Ford Loans (Direct Subsidized Loans), Federal Direct Unsubsidized Stafford/Ford Loans (Direct Unsubsidized Loans), and Federal Direct PLUS Loans (Direct PLUS Loans) made under the William D.Direct Subsidized Loans, Direct Unsubsidized Loans, Direct PLUS Loans, and Direct Consolidation Loans (collectively referred to as “Direct Loans”) may have either fixed or variable interest rates, depending on when the loan was first disbursed or, in the case of a Direct Consolidation Loan, when the application for the loan was received.Direct Subsidized Loans, Direct Unsubsidized Loans, and Direct PLUS Loans first disbursed on or after July 1, 2006, and Direct Consolidation Loans for which the application was received on or after February 1, 1999, have fixed interest rates that apply for the life of the loan.Direct Subsidized Loans, Direct Unsubsidized Loans, and Direct PLUS Loans first disbursed before July 1, 2006, and Direct Consolidation Loans for which the application was received before February 1, 1999, have variable interest rates that are determined annually and are in effect during the period from July 1 of one year through June 30 of the following year.

Rates – Direct Freight Services

You can track your packages on our site at www.directfreightinc.com. ... The port charges of EC$5.50 and a warehouse fee of $3 USD will be added to all packages. Shipments that require any special handling are subject to additional charges. Delivery charges for packages will be collected upon delivery. All packages that enter the country must go through customs and are subject to pay duties. Customs handling rates ... You can track your packages on our site at www.directfreightinc.com. ... The port charges of EC$5.50 and a warehouse fee of $3 USD will be added to all packages. Shipments that require any special handling are subject to additional charges. Delivery charges for packages will be collected upon delivery. All packages that enter the country must go through customs and are subject to pay duties. Customs handling rates are set based on the package CIF value.

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Get to Know Direct Rate @ Direct Rate » Direct Rate

Direct Rate is headquartered in San Antonio. Our primary belief is, securing a mortgage should be a seamless and stress-free experience. Our commitment to customer service ensures that every client receives personalized attention and professional guidance throughout the entire mortgage process. With our team of dedicated professionals, we offer speedy approvals and a hassle-free route to securing a low rate. Honesty, reliability, and transparency are at the core of our values, and we treat every client with the utmost respect. Our approachable team is available 24/7 to answer your questions and provide support whenever you need it. Choose Direct Rate for a mortgage experience that prioritizes your needs and helps you achieve your homeownership dreams with confidence and ease.

Home | Direct Wholesale Rates

What exactly is a Wholesale Strike-Price (PAR) Mortgage Interest Rate? It’s the rate offered directly to you, the public, without any retail markup. What exactly is a Wholesale Strike-Price (PAR) Mortgage Interest Rate? It’s the rate offered directly to you, the public, without any retail markup.This rate is sourced directly from the wholesale lender, with no additional margin added by the secondary market.Experience the convenience of a diverse selection of loan options and access to the industry’s most competitive rates, all directly sourced from our trusted wholesale lending partners.Wholesale rates are significantly lower than retail rates.

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First Direct unveils sub-4% mortgage rates | The Standard

Several lenders have started the new year by making cuts to their rates. Several lenders have started the new year by making cuts to their rates. First Direct’s new rates will be available from Friday (PA)The announcement was made following rate cuts from other lenders this week, including HSBC UK and Halifax. As part of the revamp, First Direct is launching two products at 3.99% from Friday.They include a 10-year fixed mortgage for people with a 40% deposit, with a rate of 3.99%, reduced by 0.98 percentage points from 4.97% previously. Also for people with a 40% deposit, First Direct will offer a five-year fixed mortgage priced at 3.99% – a rate which is being reduced by 0.65 percentage points.Among its two and three-year fixed rates, First Direct said fixed standard mortgages for people with at least a 15% deposit will be priced at under 5%, with the range beginning at 4.54% for new customers and 4.49% for switchers.

Valley Direct CD rates are a no-brainer (if you can live with these limitations)

Valley Direct skips the specialty CD options, simply offering standard CDs at impressive return rates. Thanks to constantly changing interest rates, the search for certificates of deposit with the highest annual percentage yields (APY) is never ending. One top-tier contender is Valley Direct, offering up to 4.20% APY as of this writing.Rates are current as of Sept. 2, 2025 and are subject to change. Valley Direct skips the specialty CD options (think flex, rate bump, business, and IRA CDs), simply offering standard CDs.Here’s what to know about Valley Direct CD rates.Valley Direct offers generous return rates with its CDs, but its lack of term options is conspicuous.

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Interest Rates and Prices — TreasuryDirect

Simply follow the links to gain further information on Federal Investment Program rates, and rates for SLGS, IRS Tax Credit Bonds, and Trust Funds. You'll also find the U.S. Treasury Certified Interest Rates sorted monthly, quarterly, semiannually, or annually.If you need interest rate information not listed here, please contact us by e-mail.Looking for current or past interest rates on a federal investment or security?

Why Your Board Should Champion Direct Mail Fundraising - Integrated Direct Marketing

Unlike emails—with average open rates around 28%—direct mail lands in the hands of your donors, offering a tactile, personal connection that drives action and reinforces trust. Present your board with real campaign data: response rates, donor retention metrics, and lifetime value comparisons between mail-acquired donors and digital-only donors. Demonstrate how a robust direct mail program, when integrated with email and social media, lifts overall results rather than competing with other channels.According to recent findings from AFP and DonorPerfect, direct mail continues to outperform many digital-only strategies in visibility, response rates, and long-term giving potential.Unlike emails—with average open rates around 28%—direct mail lands in the hands of your donors, offering a tactile, personal connection that drives action and reinforces trust.Champion Direct Mail Fundraising with proven strategies that boost donor engagement, retention, and long-term giving. Read all about it here.

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Interest Rates for New Direct Loans

Complete the Free Application for Federal Student Aid (FAFSA) form, apply for financial aid before the deadline, and renew your FAFSA form each school year.